Your money stays Yours

Buy Now. Pay Never.

Spend where you
already pay.

Yours, where did you spend?

X

Paid-$8.00

Netflix

Paid-$15.49

Spotify

Paid-$12.99

Uber

Paid-$18.40

50M+

Visa debit. Spend at merchants worldwide.

Pay anywhere in the world.

Visa debit. 50M+ merchants. Apple Pay and Google Pay.

Contactless tap to pay at checkout

Buy Now. Pay Never.

Swipe normally. If you qualify, YOURS covers it.

Phone wallet ready to tap

Your spend builds Yours Score.

History becomes rank. Rank decides coverage.

Mobile wallet payment at the counter

Your spend builds Yours Score.

Card spend, onchain history, trading, fees paid, and social standing become rank. Rank is not cash. It decides how much can be covered and which bills qualify.

Buy Now. Pay Never.

Your payment today can fund tomorrow’s bills. Checkout stays normal. If you qualify, YOURS covers it. No loan. No repayment.

The reserve funds the cover.

A 3% tax on token trading goes into the bill coverage reserve. Card and network fees sit beside it. Your Score decides who can use it.

Still got questions?

YOURS is a Visa debit card with a different end state. You spend today. That spend, plus the activity you already have onchain, becomes the reputation that can cover a bill tomorrow.